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Side-by-side compare

Up to 3 solutions, scored on the same value metrics.

FFourth

Fourth

4.0/5
BBrex

Brex

4.2/5
ROI categorycost reductioncost reduction
Time-to-Value~2 months (~60d)Under 2 weeks (free self-serve start) (~7d)
Typical annual TCO$0/yr$14,400/yr
Starting price$0/yr$0/yr
Implementation feeNoneNone
Seat tiersNot published; pricing scoped by number of locations and selected modules.No published seat minimum; Premium priced per user; Essentials free for startups and growing companies.
Implementation friction4/52/5
Friction meter
Best forMulti-unit restaurant groups that want scheduling, time and attendance, payroll and inventory in one system; Casual dining, QSR and fast-casual operators with large high-volume hourly workforces; Hospitality and retail operators running locations across the US, EMEA and APAC; Teams that want AI demand forecasting to align labour and food inventory with sales; Enterprises consolidating labour, payroll and inventory data for above-store reportingStartups and scale-ups that want a free-to-start corporate card with built-in spend controls and expense automation.; Mid-market finance teams consolidating cards, expenses, bill pay, travel and accounting automation on one platform.; Global companies that need multi-entity, multi-currency card programs and local-currency payments.; CFOs replacing manual expense reports and policy enforcement with automated approvals and AI-assisted review.
Not forSingle-location independents with no admin or IT capacity for a platform rollout; Businesses outside restaurant, hospitality or retail that have no hourly shift workforce; Buyers who need published list pricing and self-serve signup for the full suite; Operators unwilling to run an implementation project and connect POS data feedsTeams that want expense software only and do not want a card program or Brex business account.; Companies that cannot or will not share banking or underwriting data to establish credit limits.; Organizations needing on-premise deployment or deep vertical-specific customization out of the box.

Stack fit matrix

SalesforceNot supportedNot supported
AWSNot supportedNot supported
SnowflakeNot supportedNot supported
HubSpotNot supportedNot supported
Google WorkspaceNot supportedIntegration
Microsoft 365Not supportedIntegration
SAPNot supportedNot supported
SlackNot supportedNot supported
MCP (Model Context Protocol)Not supportedNot supported

Compliance

SOC 2
ISO 27001
GDPR
HIPAA
FedRAMP
ISO 42001
IAPP AIGPnamed staff

Company & support

Who is behind each solution, and how you reach support. “Not listed” means the vendor’s public pages don’t mention a channel, not that it is unavailable.

Founded1999 (27 yrs)Not recorded
HeadquartersNot recordedNot recorded
PhonePlan not statedAll plans
EmailNot listedNot listed
Live chatPlan not statedAll plans
Support portal / ticketsPlan not statedNot listed
Community forumPlan not statedAll plans
Help centre / docsPlan not statedAll plans
Dedicated account managerNot listedEnterprise only
In person / on-siteNot listedNot listed
Support hoursNot recorded24/7
Response timeNot statedNot stated

AI & MCP readiness

Whether each solution can join your AI stack, and what it asks of you to do so.

MCP connectionreaches AI clientsNot supportedNot supported
AI featuresPredictive analyticsCopilot / assistant; Document processing; Anomaly detection
Model keyNot recordedNot recorded
AI usage auditNot recordedNot recorded

Quadrant view

Where the 2 selected solutions land on the same value plane. Toggle axes to compare on cost, speed, friction, or buyer score.

Quadrant view

Implementation friction × Verified buyer score

1.8/52.4/53.0/53.6/54.2/54.4/54.2/54.1/54.0/53.8/5Friction ← betterBuyer score better →Loved & EasyLoved & HeavyRisky & EasyRisky & Heavy

The lines cross at the median of the solutions shown, so about half sit on each side of each line.

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