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Risk & ComplianceFounded 2004 · 22 yrs

Provenir

The Decision Intelligence Platform for financial services providers

By Provenir · HQ Parsippany, US · 4.0/5 Value-Position score (estimate)

Positioning guardrails

Best for

  • Banks, lenders and fintechs that need governed, real-time credit, fraud and collections decisions at scale
  • Risk and data science teams that want to build, deploy, monitor and explain their own models on one platform
  • Multi-country financial enterprises that need consistent decisioning plus audit-ready governance and assurance evidence

Ideal size: 50-5,000+ employees people · Regulated lender or fintech with an in-house risk/data science function

Not for

  • Small businesses or teams without in-house risk or data science resources
  • Companies outside financial services looking for generic workflow automation
  • Buyers who require published self-serve pricing and same-day onboarding

Value metrics scorecard

Time-to-Value

A few weeks (models in days, not months)

~30 days to first production value

Total Cost of Ownership

On request

Enterprise subscription, quote-based; no public list pricing

Implementation Friction

3/5

Engineering + admin effort required

Value-Position score

4.0

out of 5 · model estimate

Full cost breakdown

Mandatory implementation fee

None

Seat tiers

Not listed

Add-on costs

  • None

Company & support

Who is behind Provenir, and how your team gets help once it is live.

Company

Founded
2004 · 22 yrs in business
Headquarters
Parsippany, US

How you get support

  • PhonePlan not stated
  • EmailNot listed
  • Live chatNot listed
  • Support portal / ticketsPlan not stated
  • Community forumNot listed
  • Help centre / docsNot listed
  • Dedicated account managerNot listed
  • In person / on-siteNot listed
Hours
24/7
Response time
Not stated

Follow-the-sun model with 24/7 coverage 365 days a year for urgent issues. Regional support numbers listed for the US, UK and Singapore, plus a support portal with priority ticketing. Plan-level tiering is not published.

“Not listed” means the vendor’s public pages don’t mention that channel, not that it is unavailable. Ask about it during evaluation.

Market position

Where Provenir sits against its closest alternatives. Pick any two of cost, speed, friction and buyer score, and up to 9 companies to compare.

Quadrant view

Typical annual cost × Time-to-value

$0/yr$1/yr29d33d36d41d46dAnnual TCO ← betterDays to value better →Quick & CheapQuick & PriceySlow & CheapSlow & PriceyProvenirMiddeskNapier AIChainalysisCypagoElliptic

The lines cross at the median of the solutions shown, so about half sit on each side of each line.

Provenir is outlined. Click any dot to open its dossier.

Companies on the chart 6 / 10

  • Provenir
  • Middesk
  • Napier AI
  • Chainalysis
  • Cypago
  • Elliptic
Add or change companies

Up to 10 companies including Provenir. Listed closest first.

Stack fit signal

Compatibility with standard B2B ecosystems.

MCPNot supported

No supported MCP path today, so it cannot be driven from an AI client.

SalesforceNot supported
AWSNot supported
SnowflakeNot supported
HubSpotNot supported
Google WorkspaceNot supported
Microsoft 365Not supported
SAPNot supported
SlackNot supported

AI & MCP readiness

What Provenir ships in AI, and what it asks of your ecosystem.

AI features shipped

AI added to an existing product
Copilot / assistantAgentic workflowsPredictive analyticsAI governance tooling

Provenir AI includes an LLM-powered Provenir Assistant for decision insights, agentic decisioning flows that embed LLM plus agentic protocol into workflows, real-time graph ML profiling for sub-200ms decisions, and expanded XAI explainability. A marketplace offers prebuilt LLM and data integrations.

Your data & models

Trains on your data
Not recorded — ask the vendor
Runs on
Not recorded
AI pricing
Not recorded

In your ecosystem

AI connection
Not supported
Model key
Not recorded
AI usage audit
Not recorded

Compliance attestations

SOC 2 ISO 27001 — not listedGDPR — not listedHIPAA — not listedFedRAMP — not listedCMMC — not listedISO 42001 — not listedIAPP AIGP* — not listed

* IAPP AIGP certifies individuals, not products. It means named staff hold the credential — not that the platform does.

Bottom line

Provenir is a decision intelligence platform for financial services providers. It consolidates data, AI models, analytics and decisioning agents into one governed environment for credit risk, fraud, collections and customer management decisions. The vendor cites 120+ customers in 60+ countries processing 4+ billion decisions a year. Founded 2004; SOC 2 Type II reports available on request; 24/7 follow-the-sun support. Pricing is quote-based with no public list rates.

Frequently asked questions

How is Provenir priced?

Provenir does not publish list pricing. Commercially it is an enterprise, quote-based engagement, so buyers should request a scoped proposal covering platform subscription, marketplace data/LLM usage and professional services. Because the platform typically replaces or consolidates several legacy decisioning tools, plan for a multi-year contract.

How long does implementation take?

Vendor material says models can be launched 'in days, not months', and one customer reported complete self-sufficiency in about four months. Most enterprise lenders should budget several weeks of data connection, configuration and model validation before the first production decisions, plus ongoing governance work.

Does Provenir train AI models on our customer data?

Provenir's public privacy, trust and compliance pages do not make an explicit statement about whether customer data is used to train or improve models. Before signing, request the data processing agreement, subprocessor list and the AI governance documentation described on their compliance page.

What compliance and assurance evidence can we get?

The compliance page describes an independent Compliance, Regulatory and Data Protection function and a three-lines-of-defence model, and lists SOC 2 Type II reports, certificates and scope statements, penetration-testing summaries, DPAs, subprocessor information and AI governance documentation as available on request through controlled channels.

What support is included?

Provenir runs a follow-the-sun support model with 24/7 coverage, 365 days a year, for urgent issues, a support portal with priority ticketing, and regional support phone numbers for the US, UK and Singapore. Support tiering by plan or a formal response-time SLA is not published.

Can Provenir connect to our existing data and AI stack?

The platform is data-source agnostic and includes a marketplace of prebuilt data and LLM integrations plus a workflow builder for agentic decisioning flows, so scores, compliance checks and third-party signals can be orchestrated in one place. Specific CRM or cloud connectors are not published publicly, so confirm them during due diligence.