Digits
The first AI-native general ledger, automating bookkeeping, close and financials for US businesses and accounting firms
By Digits Financial, Inc. · 4.5/5 Value-Position score (estimate)
Positioning guardrails
Best for
- US-based SMBs, startups and multi-entity businesses that want AI-automated bookkeeping and always-current financials
- Accounting and bookkeeping firms managing many client books from one platform
- Founders who need real-time runway, burn and cash-flow visibility without manual data entry
- Teams wanting bill pay, invoicing, ledger and reporting in a single system
- Businesses that want a conversational assistant (Ask Digits) over their own financial data
Ideal size: 1–200 people · Seed-to-Series-C US company or a 2–50 person accounting firm
Not for
- Non-US entities — Digits currently serves only U.S.-based businesses
- Enterprises needing multi-country consolidation, local statutory filings or deep ERP control
- Businesses that want tax filing inside the platform — Digits prepares books but does not file returns
- Teams committed to a purely manual, spreadsheet-led ledger with no AI automation
- Very large finance organisations needing heavy budgeting, planning and consolidation suites
Value metrics scorecard
Time-to-Value
Same day to first metrics
~1 days to first production value
Total Cost of Ownership
$1,200/yr
Starts at $780 · Per-business monthly subscription: Essentials $65/mo, Core $100/mo, Pro $250/mo; 30-day free trial, no setup fees
Implementation Friction
2/5
Engineering + admin effort required
Value-Position score
out of 5 · model estimate
Full cost breakdown
Mandatory implementation fee
None
Seat tiers
Each business or location needs its own subscription; accounting firms get unlimited team seats with roles and per-client permissions
Add-on costs
- Payment acceptance and bill-pay fees vary by plan (per pricing FAQ)
- Full-service accounting, CFO services and tax filing delivered by partner firms are separate paid services
Company & support
Who is behind Digits, and how your team gets help once it is live.
Company
- Founded
- Not recorded
- Headquarters
- Not recorded
How you get support
- PhoneNot listed
- EmailNot listed
- Live chatNot listed
- Support portal / ticketsNot listed
- Community forumNot listed
- Help centre / docsAll plans
- Dedicated account managerNot listed
- In person / on-siteNot listed
- Hours
- Not recorded
- Response time
- Not stated
Vendor points customers to a role-based help centre with guides for businesses and accounting firms, plus a 'Contact Digits Support' route and weekly office hours for partner firms.
“Not listed” means the vendor’s public pages don’t mention that channel, not that it is unavailable. Ask about it during evaluation.
Market position
Where Digits sits against its closest alternatives. Pick any two of cost, speed, friction and buyer score, and up to 9 companies to compare.
Quadrant view
Typical annual cost × Time-to-value
The lines cross at the median of the solutions shown, so about half sit on each side of each line. A dashed ring marks an outlier pinned to the edge; hover for its value.
Companies on the chart 6 / 10
- Digits
- Screaming Frog SEO Spider
- Databox
- Mercury
- Toggl
- Zenhub
Add or change companies
Up to 10 companies including Digits. Listed closest first.
Stack fit signal
Compatibility with standard B2B ecosystems.
Ships an official MCP server. Connects to Claude Code, Claude Desktop, ChatGPT connectors and Cursor out of the box.
AI & MCP readiness
What Digits ships in AI, and what it asks of your ecosystem.
AI features shipped
Ask Digits answers plain-language questions about the ledger; AI Agents run an Agentic Close (collect, book, reconcile, schedule, review, report) 24/7. Proprietary models trained on 170M+ transactions parse transactions, bank statements, contracts and invoices, and advanced quality checks flag balance, materiality and exposure issues.
Your data & models
- Trains on your data
- Not recorded — ask the vendor
- Runs on
- Its own models
- AI pricing
- Included in the plan
In your ecosystem
- AI connection
- Official MCP server
- Model key
- Not recorded
- AI usage audit
- Not recorded
Compliance attestations
* IAPP AIGP certifies individuals, not products. It means named staff hold the credential — not that the platform does.
Bottom line
Digits is an AI-native general ledger for U.S.-based businesses and accounting firms. Its Agentic General Ledger auto-categorizes, reconciles and books transactions 24/7 from 12,000+ bank, card and payroll connections, alongside bill pay, invoicing, real-time financials and an Ask Digits assistant. Plans start at $65/month ($780/year), with a 30-day free trial and no setup fees. Firms get multi-client close tracking, roles, permissions and an MCP server that connects the ledger to ChatGPT, Claude or Cursor.
Frequently asked questions
What does Digits cost per year?
Essentials is $65/month (about $780/year) and Core is $100/month (about $1,200/year), with Pro at $250/month listed as coming soon. There are no setup fees, a 30-day free trial is available, and each business or location needs its own subscription. Payment acceptance and bill-pay fees vary by plan, and partner-delivered accounting, CFO and tax services are billed separately.
Is Digits' AI accurate enough to rely on for the books?
Digits markets its Agentic General Ledger as 23% more accurate than the best standalone LLM, and says its proprietary models are trained on over 170 million transactions totalling $875 billion. AI handles categorization, reconciliation, quality checks and schedule detection, and it learns from corrections. Digits still positions humans in the loop: you can invite your own accountant, use the AI Quality Review, or bring in a certified firm from its Accounting Firm Directory when verified financials are needed.
Can we use Digits if we operate outside the United States?
No. Digits states its services are currently available only to U.S.-based entities, and says it hopes to serve businesses outside the U.S. in the future. Multi-entity businesses are supported, but each business or location requires its own Digits subscription, which is worth modelling before you commit.
Does Digits file our taxes?
No. Digits gets the books ready for filing and lets you export a tax package for your tax preparer, or connect with one of its accounting partners who handle 1099s, state and federal filings, and R&D tax studies. The platform itself does not file returns, so you should keep a preparer in the loop.
How does Digits connect to the rest of our stack?
Digits reports 12,000+ bank, card and payroll connections plus native integrations with Mercury, Ramp, Gusto, BILL, Stripe, Ignition and Karbon. It also publishes a Developer API with an OpenAPI spec and sandbox, and its own MCP server so ChatGPT, Claude, Cursor or any MCP-compatible tool can work from real-time ledger data. There are no partner fees or marketplace restrictions on the API.
What security and support do we get?
Digits states it is SOC 2 Type II compliant, uses revocable tokens rather than stored credentials for bank data, secures system-to-system traffic with TLS, and applies per-organisation envelope encryption with encryption at rest and in transit. A self-serve help centre covers both business and firm roles, and there is a contact route to the support team plus weekly office hours for partner firms.